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What are the benefits of ESIC in India
What will you learn in this video?
ESIC is a initiative of Government of India to help workers avail health benefits. It is very useful social security that you must know about.
Have you heard of employee state insurance?
Let’s talk about what it is and how it can benefit you.
E S I C is like a safety net created by the Government of India to help workers and their families during health emergencies. If something unexpected happens, like getting sick or injured, the ESI scheme is there to provide financial support.
This scheme offers medical care for the workers and their families. It also provides medical, and cash benefits while the employee is sick.
There are also very good hospitals that you can go for treatment if you are not well.
To avail the benefits, we have registered with the Employee State Insurance Corporation. If in doubt ask someone in the Human Resource department.
Once registered, all employees under the per month salary of Rs. 21,000 is covered.
Your insurance number remains the same as long as you remains within the ESIC wage limit. Changing jobs will not affect an your insurance status, and your insurance number will remain the same. So contact HR today to get your number.
The benefits include medical care, maternity leave, and sickness pay. Full medical care is provided to an insured person and his family members from the day they enters insurable employment. There is no ceiling on expenditure on the treatment of an Insured Person or their family member.There are other benefits as well. Like Sickness benefits, Maternity benefits, Disablement benefits etc.
Check with your HR department for the benefits you can get.It’s important to take advantage of these benefits to ensure you and your family are protected.
During office hours : You can approach the HR Department. HR will print the ESI registration through the portal, and authorize the same. This can be produced at the hospital, for availing the treatment.
In case of an emergency or if HR is not open, your ESI number is printed on the payslip. That should be told to the ESI Hospital, to begin treatment.
It can provide much-needed support duringtimes of illness and other life events.
So learn more about the benefits of ESI and use the facility.